Products & Services
Whereas quality Risk Management/Safety and HR Systems Management are the tools for ensuring things run well, it is offering lower cost WC insurance to the client along with a pro-active v. reactive administrative approach that will differentiates ERA from our competitors.
What Can ERA Provide Our Clients? Look Below
Workers’ Compensation Insurance and Administration
A key component and cost-center for the small business is the cost of workers’ compensation. In the state of CA all employers with 1+ employee is required to have it. The problem in today’s market is that the carriers are very aware of the requirement and are willing to hold hostage smaller organizations that have in the past not been as aware as they are currently in providing a safe work culture. This has resulted in ridiculous additional charges being added to the cost of what should be a competitive workers’ compensation premium.
By having some leverage with underwriting, ERA looks to provide a fair price for workers’ compensation insurance while continuing to increase the quality of human resources and risk management therefore lowering an organizations injury frequency and severity of claim. A full win-win scenario!
Human Resources Systems, Management and Services
ERA has a desire to help develop a work-place personality or culture that focuses on getting the job done with motivated employees and without a fear of labor or safety compliance issues.
With a focus and expertise in the areas of creating innovative and strategic human resources and development solutions and systems, our HR team specializes in supporting small to medium size marketplace and nonprofit organizations by taking human resource legal and development transactions to a place of transforming and impacting an organization’s goals and metrics through their people and relationships.
Spotlighting the employer with 10 to 150+ employees, growing organizations have the same HR support and strategy demands as much larger firms yet cannot afford a person with the needed HR expertise. After completing a full HR audit of an organization and putting in place time-proven HR systems and solutions proprietary to ERA, the capstone is providing one of two effective models to support an organization:
1– providing the ERA Retention System model; a 24/7 unlimited HR support from ERA via phone, email and in-person when needed.
OR
2 – in addition to #1 above, providing a seasoned ERA Manager to work on-site as an active part of an organization’s leadership team. Typically our HR team will work anywhere from 16 to 32 hours per month depending on the number of employees and the need.
Payroll Facilitation and Administration
The goal of ERA is to provide a quality personalized outsourced payroll processing and tax filing services to employers of all sizes. ERA Payroll has a full service tax-filing department that generates agency-approved federal, state, and local tax returns and payments. Procedures have been established to ensure that the appropriate tax filings are complete, accurate, and timely.
ERA Payroll’s web-based processing web application eliminates the cost of specialized hardware and removes the burden of software installation and upgrades. All the client needs is a computer with internet access and a browser.
All services and results are accessed through one portal, presented in a single well-organized report, with 24/7 password-protection. With the ERA payroll process, clients will have full user-friendly payroll access within their payroll, included within a single cost:
Safety and Risk Managements
Employers continue to be under ever-increasing public pressure, and legal obligation, to improve safety and reduce health risks in the work environment. Moreover, given the new congressional agenda which includes shifting more responsibility to the states, California employers especially cannot drop their guard where issues of employee safety are concerned. Safety and a quality Injury and Illness Prevention Plan, couple with solid Risk Management systems, are critical for today’s employer and the safety of their employees.
ERA provides full safety support and compliance, IIPP writing and the facilitation of an “active living and breathing” safety program when needed, coupled with orchestrating regular safety meetings and training.
Additional services administered and offered by ERA
ERA works directly with qualified, seasoned, service-relational focused brokers of a plethora of insurances, including but not limited to, health, dental, vision, long and short term disability, long-term care, life to name a few.
With the Affordable Care Act (ACA) requirements become focused on some days and unclear on others, it is vital that knowledge, wisdom and care are the focal point of support for clients.
One of the last key areas of administration that ERA can provide is proactive retirement administration. With smaller companies, typically your financial consultants will set up the services and leave the client with a 1-800 number for support. Not so. ERA has aligned with Burnham-Gibson Financial Group to provide small company specialty financial consulting for those organizations desiring to set up or maintain a retirement plan for their employees. Whether it be a 401k, profit-sharing or an IRA, ERA will provide the support and services to meet the clients needs.
Merchant Services – Credit Card Processing
Any business that accepts credit cards as a form of payment is constantly seeking a more efficient and cost effective means to both provide the service yet in a cost effective manner. ERA aligns with one of the most efficient in the industry and provide services that will be matched by no one, guaranteed.